Unlock more insurance benefits with AIA Vitality
When you engage with AIA Vitality you can unlock even more health insurance benefits like, 100% refund on hospital excess, extra 10% back on non-dental extras and 5% off your premium.
Claim 100% of your hospital excess
If you have held an AIA Health Insurance policy for a minimum of six months and have an AIA Vitality status of Silver or above, we will refund your excess in the event that you're admitted to hospital^. Excess Refund is not available when claiming on the following clinical categories: Cataracts, Joint replacements, Dialysis for chronic kidney failure, Pregnancy and birth, Assisted reproductive services, Weight loss surgery, Insulin pumps, Pain management with Device & Sleep Studies.
^ The excess refund does not apply on the Gold Hospital product as co-payments rather than excesses apply on the product. Refer to the Gold Hospital Fact Sheet for details on how the co-payment refund works.
10% Extras boost
Once you reach and maintain AIA Vitality Silver status you will get an additional 10% back on your non-dental extras (up to annual limits).~
~ The additional 10% back only applies on our range of percentage back Extras products that are able to be purchased with a Hospital product. It does not apply on our fixed benefit Extras products or our Extras Only products. Some exclusions apply.
5% off your premium
Receive a 5% discount on your AIA Health Insurance premium when you first join and for as long as you maintain AIA Vitality Silver status or above.